Medical Scheme: Comprehensive Healthcare Coverage

Classes of Coverage

Our Medical Scheme is divided into three (3) main Classes namely:

• Class A+: Providing Local and Overseas Cover (worldwide) Excluding USA and Canada
• Class B+: Providing Local Cover with Senegal Extension
• Class C+: Providing In and Outpatient for Local Treatment Only

Hospitalization Coverage

Hospitalization Cover in all three Classes is 100% with the exception of One Day Admission and Outpatient which is 85% covered.

Annual Cover Limits

• Class A+: maximum limit per person: Local GMD 60,000 Evacuation GBP 35, 000.00
• Class B+: maximum limit per person GMD 60, 000.00
• Class C+: maximum limit per person GMD 50, 000.00

Additional Benefits

• Maternity/ Gynecology cover of up to GMD 20,000.00 per annum
• Dental Cover of up to GMD 7,000.00 per annum
• Optical Cover of up to GMD 5,000.00 per annum
• Government Hospital Daily Cash Allowance - there will be a daily cash allowance for each full hospitalization into Government Hospital in the Gambia of up to GMD 100.00 for a period not exceeding 14 days.

Coverage Options

The scheme provides cover for Staff Only or Staff with their Named Dependents.

Age of Eligibility

• Staff: up to 65
• Adult Dependents: 18 to 65
• Child Dependents: Under 18

• Fast & Easy
  Process

  There are many not of age of dirm available the simply free text available in the market today you can use them majority.

• Quick Claim
  Handle

  There are many not of age of dirm available the simply free text available in the market today you can use them majority.

• Save Your
  Money

  There are many not of age of dirm available the simply free text available in the market today you can use them majority.

Talk to our insurance experts

Speak with insurance experts and ask questions before finalizing your plans or if you want help regarding our services. Our dedicated staff is more than happy to call and guide you.

Contact Us Now